Is laser treatment covered by insurance?
At this time, insurance does not cover fungal nail laser therapy, as it is considered cosmetic. However, many patients use Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) to cover the cost, depending on plan terms.
Is the procedure painful?
Most patients feel little to no discomfort—often only a warming sensation. No anesthesia is needed.
What is the recovery time?
There is no downtime. You may resume daily activities, exercise, bathing, and even nail polish immediately after your session.
How long does it take?
Treatment sessions typically last 30–40 minutes depending on the number of nails and severity of infection. The actual lasering process takes just a few minutes per nail.
Can the fungus come back?
Most patients see significant improvement after 2–4 treatments. However, because fungus is common in the environment, reinfection is possible. Preventive steps—such as antifungal shoe sprays and good foot hygiene—are essential.
Is the laser FDA-approved?
Yes. The Cutera laser is FDA-cleared for treating toenail fungus (onychomycosis) and other soft tissue dermatological conditions.
How much does it cost?
Laser treatment fees depend on the number of nails and severity of the infection. National averages range from $500–$1,200. At our office, fees are more affordable—between $395 and $995 per treatment, with one follow-up evaluation included.